Terms and Conditions
Contents
- About these terms
- Our role
- Eligibility and accurate information
- Inquiries, quotes, and insurance coverage
- Independent providers and third-party services
- Communications and consent
- Privacy
- Website content and permitted use
- Availability and limitations
- Disputes and applicable law
- Changes, general provisions, and contact
1. About these terms
These Terms and Conditions govern your use of the websites and inquiry forms operated by Altitude Leads LLC (“Altitude Leads,” “we,” “us,” or “our”) that link to these Terms. Our consumer-facing page names may differ; the operator remains Altitude Leads LLC.
Please review these Terms before using our services. Where acceptance is required, we will present an appropriate acceptance mechanism. If you do not agree, do not submit an inquiry. These Terms do not replace the terms of any insurance policy or create marketing consent by themselves.
2. Our role
Altitude Leads LLC is an Arizona limited liability company that generates insurance leads and arranges contact with licensed insurance agents. We are not an insurance agency or insurer, and do not issue policies, underwrite coverage, adjudicate claims or bind an insurer. We sell each lead to one licensed agent selected after submission and prohibit that agent from reselling or redistributing it. We may assist with appointment scheduling and live call transfers.
We do not represent every insurer or product and do not promise a complete market comparison. “Benefits advocate” describes a person assisting with an inquiry; it does not imply government affiliation, a fiduciary relationship or that every Altitude representative is a licensed insurance agent.
3. Eligibility and accurate information
The service is intended for U.S. residents age 18 or older. Submit only your own information, or information you are legally authorized to provide. Information must be accurate to the best of your knowledge. You must be authorized to use any phone number or email address you provide.
Do not impersonate another person, submit unauthorized or automated inquiries, misuse verification codes, interfere with the service, attempt unauthorized access, or use the site for unlawful activity. We may restrict misuse, subject to applicable law.
4. Inquiries, quotes, and insurance coverage
Submitting a form starts an inquiry. It is not an insurance application, approval, purchase, or enrollment, and it does not create coverage. Phone verification confirms access to a phone number; it does not establish eligibility or approval.
A “breakdown,” “quote,” or “options” refers to information supplied through the provider’s process. Unless expressly identified otherwise, estimates are preliminary and subject to verification. We do not guarantee an instant price, the lowest rate, approval, or availability.
Availability, premiums, benefits, exclusions, waiting periods, and underwriting requirements vary by provider, product, state, and applicant. Only the insurer’s issued policy and applicable documents determine coverage. Do not cancel existing coverage based solely on a website statement or inquiry.
5. Independent providers and third-party services
Insurance products and services are provided by independent providers under their own terms and privacy notices. Review their credentials and documents before making a decision. Altitude Leads is not responsible for a provider’s independent coverage decisions or performance, except where applicable law provides otherwise.
Links to third-party websites are provided for convenience and do not imply endorsement. This website is not part of, sponsored by, or endorsed by Facebook or Meta. Third-party names and trademarks belong to their respective owners.
6. Communications and consent
Altitude Leads and the purchasing licensed agent may communicate about your inquiry, appointments and live call transfers. Marketing authorization is governed by the disclosure and affirmative action presented when consent is requested, not solely by these Terms. The agent is selected after submission; these Terms do not independently authorize that agent to contact you.
Where expressly authorized, communications may include live calls, automated dialing, automated texts and emails, and artificial, prerecorded or AI-generated voices. Consent is not a condition of purchasing insurance. You may decline or revoke marketing consent as described below and in the Privacy Policy.
If a phone-verification service is enabled, requesting a code authorizes the verification message for that request; it does not by itself authorize marketing. Message and data rates may apply. Messages may be delayed or undelivered due to network or carrier conditions.
Altitude Leads inquiry and appointment messages may include verification codes, appointment coordination, reminders and follow-up within the scope of your consent. Message frequency varies. Reply STOP to opt out of marketing texts, use an email’s unsubscribe option, tell a caller to stop, or email support@altitudeleads.com. We stop the affected Altitude outreach and notify the purchasing agent as appropriate. For assistance, email support@altitudeleads.com. A limited confirmation or necessary nonmarketing message may still be sent where permitted.
Calls may be recorded or transcribed for inquiry handling, scheduling, quality assurance and compliance, subject to applicable notice and consent requirements. Altitude retains these records but does not deliver recordings or transcripts to the purchasing agent. Acceptance of these Terms does not by itself supply any separately required recording consent.
7. Privacy
Our Privacy Policy explains how we collect, use, sell and otherwise disclose information and how to exercise available choices. The initial health-history question is optional. Questionnaire answers, including any optional health answer, and contact details form part of the lead sold to the purchasing agent, subject to applicable restrictions and required authorization. Do not submit unnecessary medical records, payment information or Social Security numbers through the initial form.
Acceptance of these Terms is not a substitute for any separate consent or notice required for sensitive information, marketing, or tracking.
8. Website content and permitted use
Unless otherwise stated, site content, branding, and design are owned by Altitude Leads or its licensors. You may view and use the site for personal, lawful insurance research. Do not reproduce or commercially exploit protected content without permission, except as permitted by law.
General website information is educational and is not a substitute for individualized advice from an appropriately licensed professional. We may correct errors or update content. You remain responsible for reviewing actual provider and policy documents.
9. Availability and limitations
To the extent permitted by law, the website is provided “as is” and “as available,” without warranties that it will be uninterrupted, error-free, or suitable for every purpose. We do not guarantee that any provider will contact you or offer coverage.
To the extent permitted by law, Altitude Leads is not liable for indirect, incidental, special or consequential losses arising from use of the website. Nothing in these Terms excludes liability that cannot lawfully be excluded or limits nonwaivable consumer rights.
10. Disputes and applicable law
For questions or concerns, contact support@altitudeleads.com. This contact process does not prevent you from exercising statutory rights or seeking available remedies.
These Terms are governed by Arizona law and applicable federal law, without displacing mandatory consumer protections applicable in your place of residence. Disputes may be brought in a court with appropriate jurisdiction, subject to applicable law. These Terms do not require mandatory arbitration or waive class-action rights.
11. Changes, general provisions, and contact
We may revise these Terms and post an updated effective date. Material changes will be communicated, and renewed agreement obtained, where required. Changes do not retroactively remove accrued rights.
If a provision is unenforceable, the remaining provisions continue to the extent permitted by law. A failure to enforce a provision does not waive it. Nothing here creates an employment, partnership, or agency relationship with a visitor.
Altitude Leads LLC
Mailing address: 1955 S Val Vista Dr Ste 118, Mesa, AZ 85204
Support: support@altitudeleads.com
Legal inquiries: support@altitudeleads.com
Effective date: October 26, 2026