/*
 * IUL theme (Family Forward, Road Ahead Life). Approved design: handoffs/prototype-iul-pages.
 * Loaded only on pages that use it (sli_enqueue_theme) and in the editor. Every rule is scoped
 * to .sli-theme-iul, so Final Expense pages and assets/style.css are untouched.
 */

/* Tokens --------------------------------------------------------------- */
.sli-theme-iul {
	--ink: #19353c;
	--muted: #65767a;
	--paper: #f5f6f0;
	--white: #fffffc;
	--line: #dce3df;
	--green: #286458;
	--accent: #e8bc60;
	--soft: #e9efe7;
	--error: #a33d2c;
	--hero-color: #102d36;
	--hero-accent: #e8bc60;
	--navy: #102d36;
	--gold: #e8bc60;
	--iul-wide: 1100px;
	font-family: 'DM Sans', Arial, Helvetica, sans-serif;
}
body.sli-landing:has(.sli-theme-iul) { background: #f5f6f0; }
.sli.sli-theme-iul h1, .sli.sli-theme-iul h2, .sli.sli-theme-iul h3, .sli-theme-iul .section-title, .sli-theme-iul .brand strong { font-family: Manrope, 'DM Sans', Arial, sans-serif; }
.sli.sli-theme-iul .eyebrow { color: var(--green); letter-spacing: .16em; }
.sli.sli-theme-iul .section-title { font-weight: 800; font-size: clamp(30px, 3.4vw, 40px); line-height: 1.15; letter-spacing: -.035em; margin: 0 0 14px; }
.sli.sli-theme-iul .section-title em { font-style: normal; color: var(--green); }
.sli.sli-theme-iul .section-lede { color: var(--muted); max-width: 620px; margin: 0 0 40px; }
.sli.sli-theme-iul .primary { background: var(--navy); border-radius: 10px; }
.sli.sli-theme-iul .primary:hover { background: #24504d; }
/* The kit's ZIP button has dark text for a gold button; on the navy quiz button it needs white. */
.sli.sli-theme-iul .sli-quiz .zip-action .primary { color: #fff; }
.sli.sli-theme-iul .is-white { background: var(--white); border-bottom: 1px solid var(--line); }

/* Header --------------------------------------------------------------- */
.sli-header.sli-theme-iul { background: var(--white); border-bottom: 1px solid var(--line); }
.sli-theme-iul .brand svg.brand-arrow { width: 42px; height: 42px; border-radius: 12px; background: var(--navy); color: var(--gold); padding: 6px; }
.sli-theme-iul .brand strong { font-weight: 800; letter-spacing: -.03em; }
.sli-theme-iul .brand small { font-size: 10px; letter-spacing: .2em; text-transform: uppercase; margin-top: 3px; }

/* Hero ----------------------------------------------------------------- */
.sli.sli-theme-iul .coverage-hero { position: relative; }
.sli.sli-theme-iul .coverage-hero::before { content: ''; position: absolute; width: 520px; height: 520px; border-radius: 50%; background: radial-gradient(circle, #e8bc6022, transparent 65%); right: -120px; top: -160px; pointer-events: none; }
.sli.sli-theme-iul .coverage-hero-inner { grid-template-columns: 1.1fr .9fr; padding-top: 70px; padding-bottom: 76px; position: relative; }
.sli.sli-theme-iul .coverage-copy .eyebrow { color: var(--gold); }
.sli.sli-theme-iul .coverage-copy h1 { font-family: Manrope, Arial, sans-serif; font-weight: 800; letter-spacing: -.05em; line-height: 1.04; }
.sli.sli-theme-iul .coverage-copy h1 em { font-style: normal; color: var(--gold); display: block; }
.sli.sli-theme-iul .coverage-intro { color: #dbe6e4; }
.sli.sli-theme-iul .zip-help { color: #b9cbc8; font-size: 13px; margin: 0 0 8px; }
.sli.sli-theme-iul .coverage-copy .zip-form { border-radius: 14px; padding: 18px; box-shadow: 0 18px 40px #0007; }
.sli.sli-theme-iul .coverage-copy .zip-action .primary { background: var(--gold); color: #142c31; }
.sli.sli-theme-iul .coverage-copy .zip-action .primary:hover { background: var(--gold); filter: brightness(1.06); }
.sli.sli-theme-iul .coverage-copy .chip svg { color: var(--gold); }
.sli.sli-theme-iul .coverage-expectation { color: #b9cbc8; font-size: 12px; }
.sli.sli-theme-iul .coverage-photo { height: 470px; border-radius: 150px 14px 14px 14px; }
.sli.sli-theme-iul .coverage-photo .photo-caption { max-width: 200px; }
.sli.sli-theme-iul .hero-badge { position: absolute; z-index: 2; right: 20px; bottom: 20px; margin: 0; max-width: 200px; background: var(--white); color: var(--ink); border-radius: 12px; padding: 10px 14px; font-size: 12px; line-height: 1.4; box-shadow: 0 10px 24px #0004; }
.sli.sli-theme-iul .hero-badge strong { font: 800 15px Manrope, sans-serif; color: var(--green); }

/* Strip (highlights under the hero) ------------------------------------ */
.sli.sli-theme-iul .sli-strip { background: var(--white); border-bottom: 1px solid var(--line); }
.sli-theme-iul .sli-strip .section-wrap { max-width: calc(var(--iul-wide) + 60px); margin: 0 auto; padding: 22px 30px; }
.sli.sli-theme-iul .sli-strip .next-steps { grid-template-columns: repeat(4, 1fr); gap: 20px; margin: 0; }
.sli.sli-theme-iul .sli-strip .next-step { grid-template-columns: 38px 1fr; font-size: 14px; line-height: 1.45; color: var(--muted); }
.sli.sli-theme-iul .sli-strip .next-step-icon { width: 38px; height: 38px; border-radius: 10px; color: var(--green); }
.sli.sli-theme-iul .sli-strip .next-step b { color: var(--ink); font-size: 15px; }
.sli.sli-theme-iul .sli-strip .next-step p { margin: 0; }

/* Benefits + how it works --------------------------------------------- */
.sli.sli-theme-iul .concrete-benefits { padding: 78px 30px; background: var(--white); }
.sli.sli-theme-iul .three-steps { max-width: none; padding: 78px max(30px, calc((100% - var(--iul-wide)) / 2)); }
.sli.sli-theme-iul .cards { gap: 22px; }
.sli.sli-theme-iul .concrete-benefits .card { background: var(--paper); border: 1px solid var(--line); border-radius: 16px; padding: 26px; }
.sli.sli-theme-iul .concrete-benefits .card::before { font: 800 15px Manrope, sans-serif; color: var(--green); letter-spacing: .04em; }
.sli.sli-theme-iul .card h3 { font-size: 19px; letter-spacing: -.02em; margin: 14px 0 8px; }
.sli.sli-theme-iul .three-steps .cards { gap: 40px; }
.sli.sli-theme-iul .three-steps .card::before { width: 44px; height: 44px; background: var(--navy); color: var(--gold); font: 800 17px Manrope, sans-serif; }

/* Photo + copy --------------------------------------------------------- */
.sli.sli-theme-iul .sli-split { padding: 78px 0; }
.sli-theme-iul .split-inner { max-width: calc(var(--iul-wide) + 60px); margin: 0 auto; padding: 0 30px; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.sli-theme-iul .sli-split.is-flipped .split-media { order: 2; }
.sli-theme-iul .split-media { position: relative; }
.sli-theme-iul .split-media .sli-image { margin: 0; }
.sli-theme-iul .split-media img { width: 100%; height: 460px; object-fit: cover; display: block; border-radius: 14px 14px 150px 14px; }
.sli-theme-iul .sli-split.is-flipped .split-media img { border-radius: 14px 14px 14px 150px; }
.sli.sli-theme-iul .split-tag { position: absolute; left: 22px; bottom: 22px; margin: 0; background: var(--navy); color: #fff; border-radius: 12px; padding: 12px 16px; font-size: 13px; max-width: 250px; line-height: 1.45; }
.sli.sli-theme-iul .split-tag strong { color: var(--gold); font-family: Manrope, sans-serif; }
.sli.sli-theme-iul .split-copy .section-lede { margin-bottom: 0; }
.sli.sli-theme-iul .next-steps.is-checks { gap: 16px; margin: 26px 0; }
.sli.sli-theme-iul .is-checks .next-step { grid-template-columns: 30px 1fr; font-size: 15px; color: var(--muted); }
.sli.sli-theme-iul .is-checks .next-step-icon { width: 30px; height: 30px; color: var(--green); }
.sli.sli-theme-iul .is-checks .next-step-icon svg { width: 15px; height: 15px; }
.sli.sli-theme-iul .is-checks .next-step b { color: var(--ink); font-size: 16px; }
.sli.sli-theme-iul .is-checks .next-step p { margin: 0; }

/* Answer tiles --------------------------------------------------------- */
.sli.sli-theme-iul .sli-tiles { padding: 78px 0; }
.sli-theme-iul .sli-tiles .section-wrap { max-width: calc(var(--iul-wide) + 60px); margin: 0 auto; padding: 0 30px; }
.sli-theme-iul .tile-list { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.sli.sli-theme-iul .tile { background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 22px 20px; text-align: left; color: var(--ink); display: flex; flex-direction: column; gap: 6px; transition: border-color .15s, transform .15s; }
.sli.sli-theme-iul .tile:hover { border-color: var(--green); transform: translateY(-2px); }
.sli-theme-iul .tile-icon { width: 44px; height: 44px; border-radius: 12px; background: var(--soft); color: var(--green); display: grid; place-items: center; margin-bottom: 8px; }
.sli-theme-iul .tile-icon svg { width: 20px; height: 20px; }
.sli-theme-iul .tile b { font: 700 17px Manrope, sans-serif; }
.sli-theme-iul .tile-text { font-size: 14px; color: var(--muted); }
.sli-theme-iul .tile em { font-style: normal; font-size: 13px; color: var(--green); font-weight: 700; margin-top: auto; padding-top: 8px; }

/* Photo banner --------------------------------------------------------- */
.sli.sli-theme-iul .sli-band { position: relative; min-height: 380px; display: flex; flex-direction: column; justify-content: center; align-items: flex-start; padding: 70px max(30px, calc((100% - var(--iul-wide)) / 2 + 30px)); color: #fff; overflow: hidden; }
.sli-theme-iul .sli-band > .sli-image { position: absolute; inset: 0; margin: 0; }
.sli-theme-iul .sli-band > .sli-image img { width: 100%; height: 100%; object-fit: cover; }
.sli-theme-iul .sli-band::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, #102d36f2 0%, #102d36b3 45%, #102d3620 100%); }
.sli-theme-iul .sli-band > :not(.sli-image) { position: relative; z-index: 1; }
.sli.sli-theme-iul .sli-band h2 { font-size: clamp(30px, 3.6vw, 46px); line-height: 1.1; letter-spacing: -.04em; max-width: 560px; margin: 0 0 16px; }
.sli.sli-theme-iul .sli-band h2 em { font-style: normal; color: var(--gold); }
.sli.sli-theme-iul .sli-band p { color: #dbe6e4; max-width: 470px; margin: 0 0 26px; }
.sli.sli-theme-iul .sli-band .primary { background: var(--gold); color: #142c31; }
.sli.sli-theme-iul .sli-band .primary:hover { filter: brightness(1.06); }

/* FAQ ------------------------------------------------------------------ */
.sli.sli-theme-iul .faq { max-width: 860px; padding-top: 78px; padding-bottom: 78px; }
.sli.sli-theme-iul .sli-faq-item summary::after { color: var(--green); }
.sli.sli-theme-iul .repeat-start { background: var(--soft); border-radius: 16px; padding: 30px; }
.sli.sli-theme-iul .repeat-start .section-title { font-size: 26px; margin-bottom: 6px; }
.sli.sli-theme-iul .repeat-start .zip-action .primary { background: var(--navy); }

/* States --------------------------------------------------------------- */
.sli.sli-theme-iul .sli-states { padding: 48px 0; }
.sli-theme-iul .sli-states .section-wrap { max-width: calc(var(--iul-wide) + 60px); margin: 0 auto; padding: 0 30px; }
.sli.sli-theme-iul .sli-states .section-title { font-size: 26px; }
.sli.sli-theme-iul .chips.is-states { display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; }
.sli.sli-theme-iul .is-states .chip { font-size: 13px; font-weight: 400; color: var(--ink); background: var(--white); border: 1px solid var(--line); padding: 6px 12px; }
.sli.sli-theme-iul .is-states .chip svg { display: none; }

/* Quiz ----------------------------------------------------------------- */
.sli.sli-theme-iul .quiz-content { border-radius: 18px; box-shadow: 0 16px 48px #173a3112; }
.sli.sli-theme-iul .quiz-content h1 { font-family: Manrope, Arial, sans-serif; font-weight: 800; letter-spacing: -.035em; }
.sli.sli-theme-iul .quiz-content h1 strong, .sli.sli-theme-iul .quiz-qnum { color: var(--green); }
.sli.sli-theme-iul .tap-choice:hover { border-color: var(--green); }

/* Legal ---------------------------------------------------------------- */
.sli-legal.sli-theme-iul h1, .sli-legal.sli-theme-iul h2 { font-family: Manrope, Arial, sans-serif; font-weight: 800; }

/* Mobile --------------------------------------------------------------- */
@media (max-width: 900px) {
	.sli.sli-theme-iul .coverage-hero-inner, .sli-theme-iul .split-inner { grid-template-columns: 1fr; }
	.sli-theme-iul .sli-split.is-flipped .split-media { order: 0; }
	.sli.sli-theme-iul .coverage-photo { height: 300px; border-radius: 90px 14px 14px 14px; }
	.sli-theme-iul .tile-list, .sli.sli-theme-iul .sli-strip .next-steps { grid-template-columns: 1fr 1fr; }
	.sli-theme-iul .split-media img { height: 320px; }
}
@media (max-width: 760px) {
	.sli.sli-theme-iul .concrete-benefits, .sli.sli-theme-iul .sli-split, .sli.sli-theme-iul .sli-tiles { padding-top: 54px; padding-bottom: 54px; }
	.sli.sli-theme-iul .three-steps { padding: 54px 24px; }
	.sli.sli-theme-iul .faq { padding-top: 54px; padding-bottom: 54px; }
	.sli-theme-iul .split-inner, .sli-theme-iul .sli-tiles .section-wrap, .sli-theme-iul .sli-states .section-wrap { padding: 0 16px; }
	.sli.sli-theme-iul .sli-band { padding: 54px 16px; }
}
@media (max-width: 600px) {
	.sli-theme-iul .tile-list, .sli.sli-theme-iul .sli-strip .next-steps { grid-template-columns: 1fr; }
	.sli.sli-theme-iul .hero-badge { display: none; }
	.sli.sli-theme-iul .coverage-copy h1 em { display: inline; }
}